APC Experian has launched key recommendations to promote safe online shopping and responsible credit use. With a 9% increase in fraud and scam complaints, according to the Public Ministry, APC Experian urges citizens to be cautious and make informed decisions for secure online shopping during the holiday season. "In case of any doubt, it is best to contact the store or bank directly before making a purchase," warns the executive. APC Experian's essential tips for responsible shopping: Device and Network Protection: Use trusted devices and networks, prioritizing the cellular operator's network or a protected Wi-Fi connection; Shop exclusively on recognized e-commerce portals to avoid exposing personal and financial data. Transaction and Account Management: Keep a detailed record of all transactions as essential backup in case of fraud claims; Activate financial movement notifications via banking apps or email for constant monitoring; Verify that the payment platform is secure, reliable, and guarantees personal data protection; Carefully read purchase policies to avoid automatic subscriptions or misuse of information; Review specific conditions for international purchases, paying special attention to exchange rates and return policies; Enhanced Digital Security: Use strong passwords and enable two-factor authentication to maximize protection for online accounts. APC Experian reaffirms its commitment to financial education and consumer protection, providing tools and guidance so every Panamanian can make informed decisions and ensure a successful and risk-free online shopping experience.
