Fondhabi and cooperatives coordinate strategies to facilitate access to housing. The strategic alliance between Fondhabi and the cooperative sector aims to benefit families that have historically faced limitations in accessing formal credit in Panama. This approach responds to the real needs detected in communities and seeks to reduce the country's housing deficit. Fondhabi's operational model prioritizes serving sectors of the population that have faced historical barriers to accessing the traditional banking credit system. This strategy seeks to effectively expand access to housing solutions for Panamanian families, optimizing resources allocated to social housing. Strategic alliances for housing financing. As a fundamental part of this plan, the Fund's team, led by Minister Jaime A. Jované C., held a high-level meeting with the boards of the USAID Employees Savings and Credit Cooperative R.L., Sonia Cherigo and Anelys Trejo. According to the official, strengthening the model of work with cooperatives is a key channel to bring housing solutions to the sectors that need them most, allowing for more direct, efficient management with a high social impact. Scope of solutions and social justice. The working scheme promoted by the entity contemplates comprehensive solutions that include the acquisition of new homes, as well as construction projects, improvements, expansions, and adaptations of existing infrastructures. The Housing Savings Fund (Fondhabi), attached to the Ministry of Housing and Territorial Planning (Miviot), is advancing its institutional reactivation process with the objective of dynamizing the execution of financing. Through structured and sustainable mechanisms, the inclusion of these families in safe housing programs is facilitated, reaffirming the institution's role as an essential instrument of Panama's state housing policy. The purpose of the meeting was to align actions and consolidate alliances that allow optimizing credit mechanisms for beneficiaries. Antonio Boyd, acting director of Fondhabi, emphasized that the institution has entered an active execution phase focused on results.
