The state-owned bank Caja de Ahorros closed the year 2025 with solid financial results, reflecting stability, sustainable growth, and a positive impact on the country's economic and social development. The institution's total assets reached B/. 4,943 million, demonstrating continued support for families, entrepreneurs, and productive sectors. Local deposits also surpassed B/. 6,911 million, evidencing the clients' trust in the entity. Net profit amounted to B/. 41.1 million, surpassing last year's results by approximately 18.7%. This performance was driven by prudent resource management, loan portfolio growth, and a strategy focused on operational efficiency, digital transformation, and financial inclusion. In the realm of innovation, over 51 million transactions were processed through online and mobile banking during the year, consolidating the modernization of services. Throughout the year, the institution promoted programs for entrepreneurs and SMEs, partnerships for housing access, and the digitalization of government payments. A key indicator of this strength is the capital adequacy ratio of 14.41%, a level that remains above regulatory requirements. The bank maintains an AAA (pan) risk rating with a stable outlook. For 2026, Caja de Ahorros will continue to strengthen its growth strategy through technological innovation. Efforts will focus on improving the customer experience in digital channels and boosting financial inclusion, adapting to the needs of a dynamic financial environment. "These results confirm the organization's strategic direction," stated Andrés Farrugia González, the bank's general manager.
