The Agricultural Development Bank (BDA), created by Law No. 13 of January 25, 1973, celebrates its 53rd anniversary with the firm purpose of strengthening itself as a financial arm of the country's primary sector through resource optimization, modernization of attention points, and a new model for credits to micro and small producers.
During the period from November 2024 to October 2025, the total amount of approved loans exceeded 46 million balboas. Livestock activity occupied the first place, representing 49% – with more than 16 million balboas disbursed. Second place was recorded by Agricultural activity with 27% – representing more than 9 million balboas disbursed and the remaining 24% in other activities for a total of 8.1 million balboas.
On the other hand, loan recovery figures were encouraging in 2025, with 37.4 million balboas in principal, which amounts to 112.12% and 3.5 million balboas in interest.
It is worth noting that in the restructuring process towards the IFA, which will be a reality this year for the benefit of the agricultural sector, the BDA achieved important savings in operational expenses in 2025 for the sum of 4.8 million balboas.
This restructuring responds to a clear vision: to invest in a smarter, more modern, and sustainable way in the future of Panamanian agriculture.
The outlook for 2026 is encouraging for micro and small producers, based on the estimate of a budget of more than 45 million balboas to capture 20% more communities nationwide in terms of credits and strengthening the most in-demand sectors in the agricultural sector.
