Good news for students and their families: IFARHU announced that it will start accepting documents for educational loans in January 2026. This applies to all students in primary, middle, and high school who need help with their education. Parents must bring the following documents to IFARHU offices — in the city of Panama or in any of its provincial headquarters — a work letter, an enrollment receipt, and proof of the total cost of tuition. IFARHU is opening educational loans in January. Education is a right, and this is one way to make it more accessible to everyone. The General Scholarship Contest 2026 is also opening, an opportunity for those who work hard in school. The academic requirements are clear: Primary, middle, and high school: a minimum average of 4.5. First-time university students: a minimum average of 4.5. Continuing a degree: a minimum index of 2.0. Postgraduate and master's degrees: a minimum index of 2.0 in the previous bachelor's degree. And yes, foreign students can also participate, as long as they prove they have been living in Panama for 10 years or more. With these actions, IFARHU seeks to ensure that no student is left behind due to lack of resources.
IFARHU to Open Educational Loans in January 2026
IFARHU will start accepting applications for educational loans in January 2026. Parents must provide a set of documents. The 2026 General Scholarship Contest is also now open.